Policy Threads

Landlord Insurance Fees Regulation

The Ministry of Housing, Communities and Local Government is regulating insurance fees charged by landlords, freeholders and managing agents to leaseholders, particularly in the context of building safety remediation. The government is introducing statutory caps on insurance commissions and broker fees, and monitoring whether insurance premiums fall as remediation work progresses. Multiple bills are advancing this reform to address excessive insurance costs that have hindered building safety improvements.

21 Mar 2025 | Written evidence linked

In written evidence, the ABI called on government to adopt an approach that priorities property protection and building resilience alongside risk to life. It said that without a standard requiring the removal of combustible material in external walls (insulation and cladding), the risk of significant fire spread would remain after remediation and there would be a limited impact on insurance premiums. MHCLG told us that there was a balance to be struck between paying for remediation that remov...

In written evidence, the ABI called on government to adopt an approach that priorities property protection and building resilience alongside risk to life. It said that without a standard requiring the removal of combustible material in external walls (insulation and …

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8 May 2024 | Written evidence linked

Necessary fire safety work has resulted in significant additional costs for social housing providers, as the Government has acknowledged in its written evidence.

Necessary fire safety work has resulted in significant additional costs for social housing providers, as the Government has acknowledged in its written evidence. Type: conclusion | Number: 6 | Paragraph: 45 | Response status: under_consideration Government response: 20. We welcome …

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21 Jul 2022 | Written evidence linked

There are also wider uncertainties within the advice market, including the provision of Professional Indemnity Insurance (PII). PIMFA told us that the availability of PII has become severely limited because insurers are struggling to accurately predict the risk of 58 C&AG’s Report, para 9, 2.5 59 Qq 83, 86 (27 April) 60 Written evidence submitted by PIMFA dated April 2022 61 Q 1 (27 April) 62 Letter from FCA to Committee dated 18 May 2022; Q 12 (13 June) 63 Q 52 (27 April) 64 Qq 39, 52 (27 Ap...

There are also wider uncertainties within the advice market, including the provision of Professional Indemnity Insurance (PII). PIMFA told us that the availability of PII has become severely limited because insurers are struggling to accurately predict the risk of 58 …

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