Policy Threads

14 May 2026 | Research HM Treasury linked direct

HM Treasury – Access to Banking Services Review

Why linked: HM Treasury Access to Banking Services Review — adjacent to consumer-protection modernisation under the Bill.

HM Treasury has commissioned an independent Review on Access to Banking Services to assess how changes to in-person banking services are affecting consumers.

▤ View document · ↗ GOV.UK · ↓ Terms of Reference – Access to Banking Services…

28 Apr 2026 | Analysis HM Treasury linked direct

Financial Conduct Authority: Performance Review Meeting – February 2026

Why linked: FCA performance review meeting record (Feb 2026) — operationalises the regulator-accountability regime.

FCA performance review meeting record (Feb 2026) — operationalises the regulator-accountability regime.

In response to: HM Treasury and Financial Conduct Authority Performance Reviews

▤ View document · ↗ GOV.UK

28 Apr 2026 | Analysis HM Treasury linked direct

Prudential Regulation Authority: Performance Review Meeting – January 2026

Why linked: PRA performance review meeting record (Jan 2026) — operationalises the regulator-accountability regime the Bill formalises.

PRA performance review meeting record (Jan 2026) — operationalises the regulator-accountability regime the Bill formalises.

In response to: HM Treasury and Prudential Regulation Authority Performance Reviews

▤ View document · ↗ GOV.UK

16 Dec 2022 | Research House of Lords Library linked direct

Financial Services and Markets Bill: HL Bill 80 of 2022–23

Why linked: Lords Library Note on Financial Services and Markets Bill 2022-23—substantive analysis of bill provisions

Type: Lords Library Note (LLN-2022-0058) The Financial Services and Markets Bill is a government bill that would make wide-ranging changes to the regulation of financial services in the UK. It would implement the outcomes of the Future Regulatory Framework review …

▤ View document · ↗ GOV.UK · ↓ LLN-2022-0058.pdf

16 Dec 2022 | Research House of Lords Library linked direct

Financial Services and Markets Bill: HL Bill 80 of 2022–23

Why linked: Lords Library Note on Financial Services and Markets Bill 2022-23—comprehensive briefing on wide-ranging regulatory changes

Type: Lords Library Note (LLN-2022-0058) The Financial Services and Markets Bill is a government bill that would make wide-ranging changes to the regulation of financial services in the UK. It would implement the outcomes of the Future Regulatory Framework review …

▤ View document · ↗ GOV.UK · ↓ LLN-2022-0058.pdf

30 Nov 2022 | Research House of Commons Library linked direct

Financial Services and Markets Bill 2022-23

Why linked: Commons Briefing Paper on Financial Services and Markets Bill 2022-23 providing substantive analysis of regulatory changes post-Brexit—essential background for the thread

Type: Commons Briefing Paper (CBP-9594) Background to and discussion of the Bill, which would implement changes to the regulation of financial services arising from the UK's departure from the EU.

▤ View document · ↗ GOV.UK · ↓ CBP-9594.pdf

25 Oct 2022 | Research Regulatory Policy Committee linked direct

Financial Services and Markets Bill: RPC Opinion (Green-rated)

Why linked: RPC Opinion (Green-rated) on Financial Services and Markets Bill—regulatory impact assessment document

Regulatory Policy Committee opinion on HMT's Financial Services and Markets Bill

▤ View document · ↗ GOV.UK · ↓ RPC Opinion: Financial Services and Markets Bill (26pp)

23 Jun 2022 | Research Treasury Committee linked direct

Second report - Future Parliamentary scrutiny of financial services regulations

Why linked: Treasury Committee report on Parliamentary scrutiny of financial services regulations 2022 - governance framework for regulatory oversight

Treasury Committee report on Parliamentary scrutiny of financial services regulations 2022 - governance framework for regulatory oversight

▤ View document · ↗ GOV.UK · ↓ HC 394-Online.pdf

15 Mar 2021 | Research House of Commons Library linked direct

Executive accountability in financial services: the Senior Managers and Certification Regime

Why linked: Commons Briefing Paper on Senior Managers and Certification Regime – parliamentary research on SMCR within scope of Bill reform

Type: Commons Briefing Paper (CBP-9168) The UK's Senior Managers and Certification Regime was introduced as part of post-financial crisis reforms to drive up standards in people working in financial services. This note explains the regime's history, content and impact.

▤ View document · ↗ GOV.UK · ↓ CBP-9168.pdf

16 Feb 2021 | Research House of Commons Library linked direct

Brexit and financial services

Why linked: Commons Briefing Paper on Brexit and financial services 2021 - contextual analysis of regulatory divergence and equivalence

Type: Commons Briefing Paper (CBP-7628) What does Brexit mean for financial services? This briefing reviews progress and possibilities – from the 2018 Political Declaration to preparations for Brexit with no deal.

▤ View document · ↗ GOV.UK · ↓ CBP-7628.pdf