HM Treasury is reforming the Consumer Credit Act 1974 through consultation on data-sharing, salary advance schemes, and broader regulatory modernisation. The reform addresses gaps in FCA regulation of employer salary advance schemes (ESAS) and seeks to update consumer credit protections in light of emerging fintech and workplace lending products.
In response to: Commercial Credit Data Sharing and Bank Referral Scheme: Consultation and Call for Eviden…
This consultation and call for evidence sets out proposals and issues for examination relating to the Commercial Credit Data Sharing scheme.
This consultation and call for evidence sets out proposals and issues for examination relating to the Commercial Credit Data Sharing scheme.
The government is consulting on proposals to reform the CCA.
The government is consulting on proposals to reform the CCA.
Second post-implementation Review of The Small and Medium Sized Business (Credit Information) Regulations 2015.
HM Treasury is seeking views on how the Help to Save scheme can be reformed and simplified.
A consultation on the modernisation of consumer credit legislation.
HM Treasury is seeking views on how the Help to Save scheme can be reformed and simplified.
HM Treasury is seeking views on how the Help to Save scheme can be reformed and simplified.
A consultation on the modernisation of consumer credit legislation.
A consultation on the modernisation of consumer credit legislation.
In response to: Breathing space scheme: consultation on a policy proposal
Seeking views on a detailed policy proposal for a breathing space and statutory debt repayment plan.
Seeking views on a detailed policy proposal for a breathing space and statutory debt repayment plan.
Seeking views on a detailed policy proposal for a breathing space and statutory debt repayment plan.
Seeking views on the proposal to reform the Bills of Sale Acts in light of the Law Commission’s review and recommendations.
Seeking views on the proposal to reform the Bills of Sale Acts in light of the Law Commission’s review and recommendations.
Seeking views on the proposal to reform the Bills of Sale Acts in light of the Law Commission’s review and recommendations.
The government wants to make sure that lenders treat borrowers fairly.